The Most Misunderstood Tech Play on Wall Street Right Now

I keep hearing the same question: If they don’t charge commissions, how does dropping the pattern day trade rule help Robinhood?

Simple answer: They still get paid for order flow.

But there’s a bigger piece most folks are missing entirely. This is one of the most misunderstood stories on Wall Street right now. Robinhood Markets (HOOD) is a tech company, and they’re adamant about it — the numbers back it up.

Their strategy makes that crystal clear. They’re doing a really good job expanding the customer base with products that go far beyond trading, offering insurance, IRAs and even a Gold card.

Expansion Beyond the Brokerage Box

And it’s working.

I saw a report showing the metrics in every category increasing dramatically. We’re not talking incremental growth here — these are numbers you’d expect from a company shifting into a broader financial services platform built on tech infrastructure.

Part of that shift is the type of customer they’re bringing in. They’re going after bigger accounts and older investors with more money, and they’re doing a solid job of that.

It’s shocking how few people 65 and older have an account there, and hardly anyone in that 60 to 65 range is active. But that gap is pure opportunity, and if they capture even a slice of that group, average account sizes could move higher fast.

Why I’m Not Blinking If I Get Assigned

I’ve been running the wheel on HOOD — selling puts and staying ready to own it if the market gives me the chance.

And honestly, I think this has a lot of upside potential, which is why I won’t blink if I get it assigned to me.

If I own it at my strike, my cost basis is solid and I’ll flip right into covered calls. If it keeps running and I collect premium without assignment, that’s fine too.

This setup isn’t about timing a pop. It’s about recognizing that Wall Street still prices HOOD like a retail brokerage, even as it builds something broader — a tech-driven financial platform with multiple monetization tracks.

That’s the kind of mismatch I’m happy to lean into.

Trade well,

Jack Carter
Jack Carter Trading 

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*This is for informational and educational purposes only. There is inherent risk in trading, so trade at your own risk. 

P.S. K.I.R.A. AI Trading Summit on Saturday

Quick Note About Saturday’s KIRA AI Trading Summit…

There are a couple of things you need to be clear on.

First, this is important…

It should go without saying that if you want free access to K.I.R.A., you need to be there live. 

That is the only way Lance can make sure you actually see how to use the tool properly from the start.

If you have not locked in your spot yet, go ahead and register now.

Second…

If you have not seen K.I.R.A. in action, it has already been showing up in Lance’s daily sessions.

He has even shared a few open trade ideas along the way, including setups like Paycom Software (PAYC) and Spirit AeroSystems (SPR).

Saturday Goes Deeper

You will see how those kinds of opportunities are being surfaced, and how to approach them yourself.

There are no guarantees in trading, of course. 

But if you want access to the same AI engine behind those setups at no cost, you need to be registered and in the room when we go live.

Book Your Seat Here

Disclaimer: We develop tools and strategies to the best of our ability, but no one can guarantee the future. There is always a risk of loss when trading. past performance is not indicative of future results. Stated results are from Live tracked signals From 2/25/26  to 4/25/2026. The win rate has been 89% on the options with an average return of 80% over a 2 Day hold time.

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