Hey Traders,
All week long, I’ve been sharing my dividend strategy with you and why I think if you’re not already in dividend stocks, 2025 is the year to go all in.
Folks are really hearing that message. But I know some folks have doubts that it could work for them.
Thoughts like, “I’m too old for this to work,” or “I don’t have enough capital to get started.”
If this sounds like you, dig in, because today I’m going to bust these myths.
Why the “Perfect Time” is a Myth
One of the biggest myths about investing is that you need to time the market perfectly. That idea keeps more people on the sidelines than anything else.
But the truth is, the best time to start was yesterday, and the second-best time is today.
Why? Because dividend investing works by putting the power of time and compounding to work for you.
Even a Small Start Makes a Big Difference
Let’s break this down with numbers.
Imagine you start with just $5,000 and invest in a portfolio of quality dividend-paying stocks averaging a 5% yield. You reinvest those dividends to buy more shares each year.
In 20 years, that $5,000 could grow to over $13,000.
In 30 years, it could grow to over $20,000.
And in 40 years? You’re looking at nearly $40,000 — all without adding a single extra dollar.
Now, if you’re thinking, “But I don’t have 40 years,” here’s the thing: even 10 years of compounding can make a big difference.
Starting small is always better than not starting at all.
What If You’re Starting Late?
I hear this a lot: “I’m too old for this to work.” But let me ask you — how many years do you plan to keep your money invested?
If you’re retired or planning for retirement, you’re probably looking at 10, 20, or even 30 years of needing income. That’s plenty of time to put dividend stocks to work for you.
Here’s an example:
If you start with $50,000 in dividend stocks averaging a 4% yield, you could generate $2,000 a year in income right away.
Reinvesting those dividends and letting compounding do its thing?
In just 10 years, that annual income could grow to nearly $3,000 — without adding any more money.
This approach isn’t about getting rich overnight. It’s about creating steady, reliable income that grows over time.
The Big Payoff: Stability, Freedom, and Legacy
Dividend investing isn’t just about the numbers. It’s about what those numbers represent.
Imagine being able to pay your bills without worrying about market swings. Imagine the freedom to retire on your terms.
Imagine being able to help your kids or grandkids with a down payment on their first home — or paying for their college education.
This is more than just building wealth for yourself. It’s about creating opportunities for the people you care about most.
It’s about leaving a legacy.
Let’s Make 2025 Your Year
If you’ve been on the fence about dividend investing, make 2025 the year you take the leap.
You don’t need to have all the answers or a massive amount of capital to get started. You just need to take that first step.
And if you’re wondering how to get started, I’ve got you covered. Check out my free video, where I break down exactly what I look for in the best dividend stocks—and how I’ve built my own portfolio to generate consistent, hands-free income.
Click here to watch the video and take the first step toward financial freedom.
Let’s make this the year you start building your legacy. Let’s make this the year you start building your legacy.
Trade well,
Jack Carter
